Are there companies where you can get consolidated loans without checking the bases? Well, at the beginning of the article, we have to upset people who are looking for consolidated loans without checking BIK, BIG and KRD . Only a private investor can get a consolidated loan without a base. No non-bank company can give a break to a person without first checking it in the debtors’ database . In this way, they protect themselves against people who regularly repay consolidated loans. Thanks to this, they can give their other clients quite good conditions. In the event that non-banking companies would cease to check clients in debtors’ databases, they would have gone bankrupt very quickly. First, because they would not have to assess the client’s credibility.
In the BIG, KRD or BIK database, they receive information on how the customer’s liabilities were previously paid. It happens that some of the companies also provide consolidated loans online to people with slight delays in payment. However, in the case of a negative decision from the majority of consolidated loan companies, it is probably not possible for you to obtain consolidated loans . Many people do not want to accept this possibility and try to find a company or a private investor who will be able to finance their current expenses. Usually, dishonest persons are waiting for such situations, which in return for a consolidated loan require a prepayment or other valuable item. Of course, after receiving the prepayment, they dissolve and leave the would-be borrower with an even greater financial problem. Unfortunately, it may be brutal, however, probably no one has found a private investor via the Internet.
First of all, one should try to apply for a consolidated loan in several non-bank companies, because the presence of one of the debtors’ databases does not prevent the consolidated loan from being offered. Different companies have different requirements regarding customer databases, so it is possible to take a break even if there is a negative entry in BIG, BIG and KRD . However, if we have received a negative answer, then you should look for a consolidated loan without checking the debtors’ databases. It may be helpful to support the family or a private investor who wants to lend us interest.
However, private consolidated loans are usually very difficult to access without having good knowledge. Private investors rarely lend to people with whom they had no previous contact, because they simply have doubts about their credibility and the person. And you, would you give a consolidated loan without checking the bases without knowing this person before? Probably not, because the chances that it might be a cheater who is looking for a naive investor, as well as the honest person whose leg should have been, are more or less similar. That is why investors who can not check the client in the debtors’ database are based on trust and knowledge of a given person. Thus, getting a consolidated loan online , from a private person is virtually impossible. More precisely, we described this in the article with a debt collector .
As we have described above, consolidated loans from private individuals are reserved only for people who know the right people. Nobody will lend a large amount to a person known on the internet. consolidated loans for a promissory note, or a civil law contract, is no security here if the debtor is not recoverable. It’s worth to submit an application on a website like ours. We offer consolidated loan applications for debtors , for consolidation of liabilities, and for current expenses. Thanks to this, no one is cut off from financing and can apply for additional cash.
It is often the case that even if we are looking for a long time, it is not possible to find a private investor or a company that would like us to borrow without checking the debtors’ databases. How to deal with this situation? Well, it all comes down to what we need the money we want to borrow. If it is for a whim without which you can do, for example a new car, holidays abroad, or renovation of an apartment, nothing will happen if you do not get a consolidated loan. Instead of paying back the installments every month, you can put the saved amount into a piggy bank and allow yourself to refurbish, or a new car at a later time.
In addition, it will come out much cheaper, because you will not pay the costs associated with servicing the consolidated loan or payday consolidated loans. However, if the situation is more serious, such as repairing a car, and you are a taxi driver and this is your only source of income, then additional cash will be essential. In this situation, if you have received a negative decision in many companies, it is worth considering other sources of financing . For example, selling things without which you can get around, for example a TV you hardly ever see, or a bike you do not drive. It is also worth taking into account borrowing the appropriate amount for pledge, for example in a pawnshop.
Does the client incur higher consolidated loan costs if applying for a consolidated loan without debtors’ databases? With this you must be reckoned with. With higher consolidated loan costs, the lender compensates for the greater risk. Since borrowing a person who is in debt in BIK, BIG and KRD databases, the chances of returning the consolidated loan are much smaller than in the case of a client who does not have such entries. Due to the fact that probably some people will not give him back the cash, the higher earnings from the repaid consolidated loans will cover the costs. Thanks to this, the business can go on and the lender will make money. In the case of consolidated loans from private persons, costs often reach up to 50% per month . In the case of consolidated loans granted in installments, it depends on the number of installments and the amount borrowed. As a rule, however, private individuals rarely lend to indebted persons in installments. The risk of not lending a consolidated loan is compounded by the larger amount that is being borrowed, and the profits are usually not that high to reward the risk.